There is no solution. I encourage everyone to live beneath their means. Live small and save large. The collapse will mean all will suffer though some more than others. Think protection, escape, food, water, shelter and fuel. Grow your own. Only the most adaptable and cooperative will persevere. Most people do not understand what all this debt mess implies. They will give up. Prepare for a greatly degraded standard of living until a new order or an old old is in place. If you're lucky you may find opportunity in the chaos. Good luck.