Chris Skinner | TalkMarkets | Page 2
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Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling book more

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What’s In Store For Banking In 2023?
2023 will call for bankers to reset their goals for search, chatbots, virtual assistants, and other automated features. Going forward, automation will be measured by its ability to deliver more satisfying digital experiences.
If I Cannot Call You, I Won’t Deal With You
I’ve recently been dealing with a company that has historically been a good provider of service. I’ve used them for years. Suddenly, things broke down.
What Is Regenerative Finance
I’ve been talking a lot about DeFi, CeFi and HyFi, and someone said: what about ReFi? ReFi? What’s that? Well, ReFi is all about Regenerative Finance, a system to rebuild Earth.
When Crypto Trading Goes Wrong
Caveat emptor, buyer beware. Does everyone feel that the system is there to beat them, avoid them, destroy them. Where is the system to help them, build them and reinforce them?
What’s Your Purpose?
I find the world fascinating. Humans are amazing. We just launched the James Webb Telescope to see world’s formed billions of years ago and the Elizabeth Line. Both are projects of immense challenge and immense cost, as covered by many documentaries.
The Neobank Era Is Just Beginning
The 10 leading neobanks in the US grew by a little more than 10 million accounts in 2021, from 23.3 million to 33.5 million, according to Cornerstone Advisors.
SWIFT May Not Exist In Five Years, According To Mastercard
The CEO of MasterCard, Michael Miebach, stated at a conference the other day that SWIFT might no longer exist in the next five years.
Why Old Banks Should Be Worried
I heard an interesting comment from a friend who said that he had worked with incumbents and start-ups. The big difference is that the incumbent views digital as a cost-cutting exercise, and the start-up sees it as a customer-enhancing opportunity.
Is Bitcoin’s Energy Usage The Wrong Question
Is bitcoin that bad for the planet? I constantly see headlines saying bitcoin will destroy Earth and generates more power usage than Moldova and Uruguay combined, or wherever. Is it true?
European Banks Prove To Be Worst Offenders For Money Laundering
Banks are trying to expand their business and revenues, but fall foul of rules because regulators want banks to only deal with bona fide customers, and not those who are hiding bad deeds. It’s a constant battle and it has been going on for years.
We Need To Talk About Crypto
Crypto is in its usual rollercoaster mode with bitcoin prices halving in January, but then it did the same in January 2021.
The End Of Digital Transformation In Banking
Supposedly, banks and credit unions in America think they’re are doing digital transformation. Interestingly, less think they’re doing it today than a few years ago.
The Finanser’s Week: Oct.18 - 24
Green finance covers a wide range of financial products and services, which can be divided into banking, investment and insurance products. Examples of these include green bonds, green-tagged loans, green investment funds and climate risk insurance.
Where Is The Banking Revolution?
Businesses that appear to be bulletproof can stumble and fall. I’m thinking Blockbuster, Nokia, Kodak.
The Future Has No Flags
I grew up as an Englishman. Then I became British. Now, I’m a European. But then we had Brexit and all the other stuff. Yet now I live in Poland. I believe in a world of the future that has no borders, no flags, no barriers. Am I deluded?
Why Did HSBC Dump Their Biggest Corporate Client?
Frankly, I don’t like to dip my feet into political waters unless forced to and, in the spirit of that thinking, I was prompted to shine a light on the Huawei issues with HSBC by a Chinese friend.
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