Chris Skinner | TalkMarkets | Page 7
Contributor's Links: The Finanser
Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling book more

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We Still Need Bank Branches
America still has a large number of branches (32 per 100,000 people) and remaining fairly steady, whilst Europe has seen a near 20% reduction in bank branches from 2009 to 2015 (238,467 in 2009 falling 49,616 to 188,851 in 2015).
The Circle Of Crypto
In the circle of life, you have the death of the old refreshed with the birth of the new. With the circle of crypto, you have the death of old money with the birth of new.
The Finanser’s Week: 20th November – 26th November 2017
A roundup of this past week's most important headlines.
Data Is The New Currency
There’s a constant buzz about disruption, which kind of sounds like destruction to me. We have to realize that no one is going to destruct or even possibly disrupt banks.
The Long And Winding Road… To The Blockchain
he clearing and settlement systems are based upon central counterparty structures, central banks and central custodians, working together in structural agreements to interoperate.
Digital Democratization
Everything from banks to governments to charities to business will be far more transparent than it has ever been, as technology gives access and truth.
The Ten-Year Ticking Time Bomb
A bank that has not determined its core systems change strategy will be starting in 2018 and, by the time they finish that change program, it’s 2023.
Regulating The Unregulated
How can you regulate a global currency that has no view of state or national laws?
Will Sweden Be The First Cashless Country?
As Sweden was the first European country to use cash for payments back in 1661 it’s unsurprising that it’s the first European country that wants to be cashless.
Artificial Intelligence In Banking Is All About Risk Management
You can be better with risk through systems analytics. An intelligent engine can far better assess a risk than a human, using decades of statistics. Even so, you will still only know that a risk exists when you see it.
Why Bankers Only See Horses And Technologists Are Creating Cars
A digital currency is issued and usually controlled by its developers, and used and accepted among the members of a specific community who recognise its validity.
The Truth About Bitcoin
The rise of cryptocurrency valuations is confusing and fuelled by everything from China and Russia trying to ban the asset, to forks that offer you free cash and coins.
One Brilliant Thing Is Way Better Than 1000 Average Ones
If 1000s of new, shiny FinTech firms are doing one thing well, how can a bank compete when it's full of legacy and heritage that means it does 1000 things average?
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