We discuss a couple of changes with regard to a borrower`s credit profile which should make it easier for borrowers to get a mortgage in this Housing and Real Estate News edition.  

The pool of available borrowers has been shrinking as interest rates rise along with home prices. The standards pre housing crisis of 2007 and after are just night and day, and that is a good thing given how low standards were during the No Documentation Era, but we are slowly easing back standards in many areas in a sort of creeping fashion. The latest changes suggest that this trend will continue until the next housing market crash. We seem to have a short memory in this country, and will always push the edge, until the proverbial shit hits the fan, rinse and repeat, do the same all over again. There will be another housing crash, it is just a question of when, and not if!

Video Length: 00:06:23